Your month starts
on payday, not the 1st.
Certus tracks what you earn, spend, own and invest — measured from your salary date, so the number you see is the money you actually have left.
Free to use. Rp 99.000 a year for everything.
Payday to payday.
Set the day you get paid. Certus measures every month from there, straight through the 1st.
Four things, one total.
Income and spending
Record what comes in and what goes out, sorted into categories you control. Set up a repeating entry once and Certus adds it for you on the day it is due.
Assets
A house, a car, anything you own that holds value. You set the number and change it when the value changes.
Investments
Stocks, crypto and gold refresh their own prices every day, converted to rupiah. Everything else holds the value you enter. Prices are indicative.
Savings goals
Put money aside for something specific and see how close you are. Certus can write you a short summary of how each goal is tracking.
The total matches your bank.
Two decisions make that true.
It starts from what you already have
Most apps count up from zero on the day you install them, so the total never agrees with your bank. Certus asks what you hold on day one and counts from there.
Nothing renews automatically
Pro lasts one year from the day you pay. There is no automatic renewal and no card kept on file. When the year ends you decide whether to pay again.
One paid plan. Everything in it.
No tiers to compare, no feature you have to go looking for.
Free
Rp 0
forever
- Unlimited income and expense records
- Categories you control
- 3 assets
- 3 investments
- 5 scheduled transactions
No card needed. Upgrade whenever you want.
Pro
Everything includedRp 99.000
a year
- Unlimited assets
- Unlimited investments
- Unlimited scheduled transactions
- Goals tracking
- Group transactions
- AI summaries of your goals
- Import and export your data
- Email digests
Paid through Midtrans. Billed once, in rupiah.